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Monofin is non-custodial. That’s not a policy — it’s the architecture. Your funds live in a wallet only you control, and Monofin never holds your assets.

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Your embedded wallet

When you sign up with email, Apple, or Google, an embedded wallet is created for you — powered by Privy, the wallet infrastructure trusted across the industry. There’s no seed phrase to write down and no browser extension to install.
  • Only you can sign. Every trade, deposit, and withdrawal is signed from your wallet. Monofin can’t move your funds — the keys aren’t ours to use.
  • Your balance is yours. You can withdraw everything, anytime, to any address you control — even if you never open the app again.

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Securing your account

  • Biometric app lock — Face ID on iOS, biometrics on Android, so a borrowed phone isn’t a borrowed wallet
  • Sign-in security — your account is tied to your email or Apple/Google identity; enable two-factor on that account for an extra layer
  • Push alerts — get notified on fills, liquidations, and account activity, so nothing happens silently

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The rules nobody can bend

  • Monofin will never ask for your password, recovery credentials, or a “verification deposit.” Not in chat, not by email, not by DM. Anyone who does is a scammer — report and block.
  • Chat is for talk, not advice. Moderators are badged; impersonators are not. See Chat.
  • Double-check withdrawal addresses. Crypto transfers are final. Verify the address and network before confirming.

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If something looks wrong

Contact support@monofin.xyz from the email tied to your account. For chat safety issues, use in-app report — it goes to a human moderation queue with a 24-hour review SLA.