One USDC balance powers everything on Monofin: event markets, perpetuals, real-world assets, and Earn. Deposit with crypto or cash, withdraw to your own address anytime.
Deposits
Crypto
Send USDC from any supported chain to your Monofin deposit address. Most crypto deposits arrive within minutes.
Your deposit address is yours — it belongs to the embedded wallet only you control. Always double-check the network before sending.
Cards and bank transfer
Don’t have crypto? Buy USDC directly in the app through the on-ramp:
- Debit and credit cards — the fastest option; funds typically land in minutes.
- Bank transfer — higher limits, typically 1–3 business days depending on your bank and region.
Card and bank purchases may require a one-time identity check with the on-ramp provider, and availability varies by region.
Withdrawals
Withdraw USDC to any address you control, at any time. There are no lock-ups on your cash balance, and no withdrawal minimums beyond network fees.
Funds currently held in open positions or Earn vaults must be closed or withdrawn from the vault first. Vault withdrawals are subject to each vault’s terms and available liquidity — see Monofin Earn. Where your money lives
Monofin is non-custodial:
- Your balance sits in an embedded wallet that only you control — Monofin never holds your assets.
- Every trade, deposit, and withdrawal is signed from your wallet.
- You can always move your funds out, even if you never open the app again.
See Wallet and security for how the wallet works and how to protect your account.
Fees
Monofin does not charge deposit or withdrawal fees. Network (gas) fees on crypto transactions and any on-ramp provider fees are shown before you confirm. Trading fees are itemized on every order ticket — see Fees. 
